I carry concealed every chance I get.
The method I use most often is the specialized fanny pack.
It's a great rig not for just the concealed handgun. I carry a first aid kit that gets used way too often. I also have a Gerber multi-tool, a compass, Bic lighter, chap stick and Blackberry!
For me it's the perfect camo. Some over weight, middle aged, Hawaiian shirt, baggy shorts wearing, Dad dork.
--With a Glock 21 and 2 mags...